TERMS AND CONDITIONS
www.margaretwhitecoaching.com
Effective date: July 10, 2024
GENERAL
These terms and conditions (the "Terms and Conditions") govern the use of the website www.margaretwhitecoaching.com (the "Site"). This Site is owned and operated by Margaret White Coaching, LLC (Company,” “we,” or “us”). This Site is a coaching website.
By using the Site, you indicate that you have read and understand and agree to be bound by these Terms of Service, to abide by them at all times, and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and/or services available through the Site or from Margaret White Coaching, LLC. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.
Intellectual Property
All content published and made available on our Site is the property of Margaret White Coaching, LLC and the Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable files, products and resources, and anything that contributes to the composition of our Site.
Company’s copyrighted and original materials shall be provided to the Client for his/her individual, personal use only and a single-user license. Client shall not be authorized to use any of Company’s intellectual property for Client’s business purposes. Client shall not be authorized to share, copy, distribute, or otherwise disseminate any materials received from Company electronically or otherwise without the prior written consent of the Company. All intellectual property, including Company’s copyrighted resources, learning tools, and/or course materials, shall remain the sole property of the Company. No license to sell or distribute Company’s materials is granted or implied.
Acceptable Use
As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to violate the intellectual property rights of the Site owner.
If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.
Disclaimers
The information, products, and services offered on the site and by company are provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the site or any of its functions will be uninterrupted or error free, that defects will be corrected, or that any part of this site or the servers that make it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of the site or materials on this site in terms of their correctness, accuracy, timeliness, reliability or otherwise.
Online Commerce
You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.
Sale of Products and Services
These Terms and Conditions govern the sale of products and services available on our Site.
The following products are available on our Site: Personal Development Resources.
The following services are available on our Site: Coaching Services including Coaching Packages, Events, Programs and/or Subscriptions/Memberships.
The services will be paid for in full when the services are ordered, or according to payment plan agreement option available and entered into at time of purchase/sale.
These Terms and Conditions apply to all the products and services that are displayed on our Site at the time you access it. All information, descriptions, or images that we provide about our products and services are as accurate as possible. However, we are not legally bound by such information, descriptions, or images as we cannot guarantee the accuracy of all products and services we provide. You agree to purchase products and services from our Site at your own risk.
We reserve the right to modify, reject or cancel your order whenever it becomes necessary and/or for any reason. If we cancel your order and have already processed your payment, we will give you a refund equal to the amount you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any refund.
No Resale of Products of Services Permitted
Client agrees not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any of the educational resources provided by Margaret White Coaching, any portion of the Coaching Program (including course materials), use of the Program, or access to the Program. This agreement is not transferrable or assignable without the Company’s prior written consent.
Subscriptions and/or Membership
Your subscription and/or membership automatically renews and you will be automatically billed until we receive notification that you want to cancel the subscription and/or membership.
To cancel your subscription, please email margaret@margaretwhitecoaching.com. Please allow up to 15 days for your cancellation to process and your recurring payments to cease.
Registration
To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.
Payments
We accept the following payment methods on our Site:
Credit Card and Debit Card
When you provide us with your payment information, you authorize our use of and access to the payment instrument you have chosen to use. By providing us with your payment information, you authorize us to charge the amount due to this payment instrument.
If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to cancel or reverse your transaction.
Refunds
Digital personal development resources are immediately available following purchase for client use and therefore are non-refundable.
All Coaching Services and/or Programs are non-refundable. If Client cancels attendance of the Services package and/or Program for any reason whatsoever, Client will receive no refund. These coaching programs are only for women who are ready, willing and available for transformation and are coachable.
Consumer Protection Law
Where any consumer protection legislation in your jurisdiction applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and remedies under that legislation. These Terms and Conditions will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and Conditions and that legislation, the mandatory provisions of the legislation will apply.
Limitation of Liability
Margaret White Coaching, LLC will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site. Under no circumstances, including, but not limited to, negligence, shall we be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Site, including its materials, products, or services made available through the Site. You specifically acknowledge and agree that we are not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with the site, any materials, products, or services on the site, or with any of the sites terms and conditions, your sole and exclusive remedy is to discontinue using the site and the products, services, and/or materials. This site is continually under development and company makes no warranty of any kind, implied or expressed, as to its accuracy, completeness or appropriateness for any purpose.
Participant acknowledges and agrees that no representation has been made by Margaret White, Margaret White Coaching, LLC and relied upon as to future success that may be derived from the participation in the coaching services, events, or programs.
Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless Margaret White Coaching, LLC from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.
Client shall defend, indemnify, and hold harmless from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s) and services, excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement.
Applicable Law
These Terms and Conditions are governed by the laws of the State of Florida.
No Substitute for Medical Treatment
Client agrees to be mindful of his/her own well-being during any and all of the Coaching Services and/or Programs and seek medical treatment (including, but not limited to psychotherapy), if needed. Company does not provide medical, therapy, or psychotherapy services. Company is not responsible for any decisions made by Client as a result of the coaching and any consequences thereof.
Termination
In the event that Client is in arrears of payment, decides to terminate coaching services before completion, or otherwise in default of this Agreement, all payments due here under shall be immediately due and payable. Company shall be allowed to immediately collect all sums from Client and terminate providing further services to Client. In the event that Client is in arrears of payments to Company, Client shall be barred from using any of Company’s services.
Confidentiality
The term “Confidential Information” shall mean information which is not generally known to the public relating to the Client’s business or personal affairs. Company agrees not to disclose, reveal or make use of any Confidential Information learned of through its transactions with Client, during discussion with Client, the coaching session with Company, or otherwise, without the written consent of Client. Company shall keep the Confidential Information of the Client in strictest confidence and shall use its best efforts to safeguard the Client’s Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft.
Non-Disparagement
In the event of a dispute between the Parties, the parties agree that they neither will engage in any conduct or communications, public or private, designed to disparage the other.
Termination
We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.
Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida and any dispute shall be subject to binding arbitration in Florida. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.
Media Release/Consent to Use Likeness, Images and Story:
When you voluntarily send us emails, questions, testimonials, stories, photos and/or other User Content, you are authorizing us to use or post these materials on our Website or in social media. Please note that we will not return any materials provided to us.
Limitations on Linking and Framing
You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of our material, content or intellectual property.
Contact Details
Please contact us if you have any questions or concerns. Our contact details are as follows: margaret@margaretwhitecoaching.com.
You can also contact us through the feedback form available on our Site.